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Active planning,  with agile investing.

Financial planning is an ever-changing process that demands monitoring, attention to detail, and action. The markets move faster than ever in our modern information age. An agile, customized investing approach can lead to better risk management, investment returns, and financial confidence for you and your loved ones.

Services we offer

Business Planning

You understand all too well the effort that goes into creating a successful business. It is no surprise that a successful transition – whether it be selling all or part of your business or passing it on to an heir – requires substantial work as well.

Financial Planning

Whether planning to build a home by the lake or help your daughter launch a business, you need a well-conceived plan in order to succeed. Pursuing financial independence is no different. Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence in your financial plan comes with knowing your assets are invested well.

Investment Management

As your dedicated financial guide, we carefully develop an investment strategy for you based on your unique goals and needs using institutional-quality portfolio options. Managed by a seasoned team of professional investment managers, Raymond James Freedom portfolios employ a disciplined, systematic process to manage risk and return – all backed by award-winning research and due diligence.

Unique solutions for business owners and entrepreneurs.
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A pragmatic approach to wealth management
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Nurturing wealth so you can live a longer, better life.
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Delivering strategic solutions to support and sustain the mission of your foundation
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News & resources

Approach your insurance coverage and your company’s legal structure thoughtfully to help distance your personal assets from your business’s.
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Business Ownership
Labor concerns and persistent inflation have the Fed penciling in up to two additional cuts by the end of 2025.
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Markets & Investing
Grief can be a galvanizing force for good, and DAFs can make it easier to channel that generosity while honoring a life.
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Estate & Giving
Nick Goetze discusses fixed income market conditions and offers insight for bond investors.
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Markets and Investing
Review the latest Weekly Headings by CIO Larry Adam.
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Markets & Investing
Chief Economist Eugenio J. Aleman discusses current economic conditions.
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Economy & Policy
A look inside why more Americans are turning to lifetime income.
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Markets & Investing
Determining how to address substance abuse and addiction among your beneficiaries can be a sensitive and difficult decision.
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Estate & Giving
Chief Investment Officer Larry Adam provides timely market and economic commentary and analysis.
Watch Webinar
Markets & Investing
Doug Drabik discusses fixed income market conditions and offers insight for bond investors.
Read
Markets and Investing
Review the latest Weekly Headings by CIO Larry Adam.
Read
Markets & Investing
Chief Economist Eugenio J. Aleman discusses current economic conditions.
Read
Economy & Policy
Know what you own, and know why you own it.
Peter Lynch

An elevated advisory experience

The right advice starts with a trusted relationship. Financial advice is about more than just having a plan. It’s about having the right plan for you. And that only happens with a true understanding of your whole life, beyond just your finances. Our business is about you and your financial well-being. We believe planning and advice should go beyond simple asset allocation. It’s about your entire life and managing all the twists, turns, and ups and downs that happen along the way.Whether you want to manage your wealth, preserve your assets or build your legacy, contact us today and learn how we can help you make your financial goals become future realities.
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Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Topwater Capital, LLC is separately owned and operated, and not independently registered as an investment adviser.

© 2025 Accounts carried or transactions executed by Raymond James & Associates, Inc., member of  SIPC and the NYSE. Raymond James & Associates, Inc., also acts as qualified custodian. For IRA accounts, Raymond James Trust Company of New Hampshire is custodian and Raymond James & Associates, Inc. is sub-custodian.   |   Legal Disclosures   |   Privacy, Security & Account Protection   |   Terms of Use